LIFE INSURANCE
In life’s journey, every step is an adventure full of unpredictable moments.
If anything unexpected happens, life insurance ensures that your loved ones are financially protected.
Whether it is to provide stability for your family, cover unexpected medical expenses or safeguard your assets. Our life and accident insurance adapts to your needs.
At Guadalsegur, we understand the importance of protecting what matters most to you.
WHAT TYPES OF LIFE AND ACCIDENT INSURANCE CAN YOU TAKE OUT?
Depending on the need you want to cover, the market offers several alternatives.
The most popular one is the standard life insurance: the beneficiary receives the insured amount in the event of death or disability. This is the option taken out by clients when they want to protect their family members so as not to leave them uncovered in the event of sudden death or disability.
This type of insurance is the one that banks force to contract to the clients who sign a mortgage, its contracting is not compulsory by law.
On the other hand, we have the possibility of taking out life savings insurance such as pension plans and savings plan: they are intended for the most far-sighted people who need to guarantee a capital sum at the end of their active life.
This type of insurance is also used as a piggy bank in which the client commits to make contributions to recover them later in time in case of need. In case of death, the accumulated amounts become part of their inheritance and therefore, received by their heirs.
Finally, the market offers us the option of taking out funeral insurance: with it we cover all the expenses caused by a death, such as transfers, the wake, the funeral and legal advice. It helps to alleviate the economic burden the relatives have to bear especially in the event of an unexpected death.
LIFE AND ACCIDENT INSURANCE NEWS HIGHLIGHTS
